Buffalo Bills' Cornerback Out for the Rest of 2023 Season with Torn Achilles

Posted Wed, Oct 18th, 2023

Exceptional Risk Advisors Lloyds of London Coverholder

Buffalo Bills' Cornerback Out for the Rest of 2023 Season with Torn Achilles

Permanent Total Disability for Athletes

Buffalo Bills' star cornerback, Tre'Davious White suffered a torn Achilles during a game earlier this month. The 28-year-old cornerback known for his impressive 18 career interceptions in 82 games with the Bills, has been placed on the injured reserve list and is expected to miss the remainder of the 2023-2024 NFL season. White most recently signed a 4-year, $69 million contract with the Bills and is now facing a challenging road to recovery. He will be a free agent in 2026.

Read the full story here.

How can you protect your clients? See below for the insurance solution.

Insurance Solution

High Limit Disability Income Protection

Professional Athletes

Given the recent wave of sports injuries, including high-profile cases like Aaron Rodgers' Achilles tendon rupture and similarly Tre'Davious White's torn Achilles, it has never been more crucial for advisors to understand the significance of protecting professional athletes' future income in the face of career-ending injuries or illnesses.

The intent of disability coverage for professional athletes is to insure either (a) their current non-guaranteed contracts, (b) their future projected income if they are heading into free agency, or (c) their future projected income if they are a top college athlete who will be draft eligible in the spring.

A permanent total disability (PTD) policy offers 24-hour, worldwide coverage with an "own occupation" definition of disability - covering your client as a professional football player. It protects against injury from a car accident or at-home accident, and also strokes, multiple sclerosis, concussions, and irregular heartbeats to name a few.

A Critical Injury Rider protects athletes against major injuries sustained during the regular season, bowl game, and all pre-draft activities including combine, pro-day, and pre-draft workouts.

As Lloyd's of London Coverholders, Exceptional Risk Advisors designs High Limit Disability Income Protection policies for professional and collegiate athletes. We are committed to helping you provide the best possible protection for your clients.

Click Here to Learn More About High Limit Disability for Athletes

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